Best Credit Cards For Military Members

10 of the best credit cards for military members.

Dylan Mercado
Dylan Mercado
chase freedom rise new card

Military members have unique financial needs and circumstances, and there are credit cards specifically designed to cater to those needs. Here are some of the best credit cards for military members:

1. USAA Preferred Cash Rewards Visa Signature Card:

  • Cashback rewards: Earn cash back on everyday purchases, including 2% at gas stations and 1% on all other purchases.
  • Special benefits: Enjoy special benefits for military members, including lower interest rates during deployment and dedicated customer support.

2. Navy Federal cashRewards Credit Card:

  • Cashback rewards: Earn cash back on purchases with no limits or categories, including 1.5% cash back on every purchase.
  • Exclusive benefits: Access exclusive perks tailored to military lifestyles, such as deployment benefits, 24/7 credit monitoring, and dedicated customer service.

3. PenFed Power Cash Rewards Visa Signature Card:

  • Cashback rewards: Earn up to 2% cash back on every purchase, with additional bonuses for PenFed Honors Advantage members.
  • Military benefits: Enjoy benefits specifically designed for military members, including special interest rates and deployment assistance.

4. American Express Platinum Card for Military:

  • Premium travel benefits: Access premium travel perks, including airport lounge access, annual travel credits, and elite status in hotel loyalty programs.
  • Exclusive perks: Enjoy exclusive benefits available only to military members, such as waived annual fees and flexible payment options.

5. Chase Sapphire Preferred for Military:

  • Valuable travel rewards: Earn travel rewards on every purchase, with 2X points on travel and dining worldwide.
  • Military benefits: Receive special benefits for military members, including annual fee waivers and dedicated customer support.

6. USAA Rewards American Express Card:

  • Reward points: Earn points on everyday purchases, with accelerated rewards on dining and gas.
  • Military benefits: Access benefits tailored for military members, including deployment assistance and competitive interest rates.

7. PenFed Pathfinder Rewards American Express Card:

  • Travel rewards: Earn travel points on all purchases, with a generous sign-up bonus and flexible redemption options.
  • Military benefits: Enjoy special interest rates, deployment assistance, and exclusive benefits for military members.

8. Capital One Quicksilver Cash Rewards Credit Card:

  • Cashback rewards: Earn unlimited 1.5% cash back on every purchase, with no minimum redemption amounts.
  • Military benefits: Gain access to Capital One's military benefits program, which offers additional perks and services for military members.

9. USAA Rate Advantage Platinum Visa:

  • Low interest rate: Benefit from a low variable interest rate, helping you save on interest charges.
  • Military benefits: Enjoy benefits for military members, including no foreign transaction fees and dedicated customer support.

10. Navy Federal More Rewards American Express Rewards Card:

  • Reward points: Earn rewards points on every purchase, with accelerated earnings on dining and groceries.
  • Half off a Walmart+ annual membership.

These credit cards offer a range of benefits, including cashback rewards, travel perks, competitive interest rates, and exclusive benefits tailored to military members. Consider reviewing the specific features, rewards programs, fees, and eligibility requirements of each card to determine which one aligns best with your financial goals and lifestyle.

It's important to note that eligibility for most of these credit cards typically requires being an active-duty or retired military member, a family member of a military member, or being affiliated with certain military organizations. The specific benefits, features, and eligibility criteria may vary among different credit cards within these institutions.

If you're a military member or a family member of one, it's worth exploring the credit card options provided by USAA, Navy Federal Credit Union, and Pentagon Federal Credit Union, as they offer exclusive benefits and services designed to support the military community. 


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